Free Shipping on Orders Over
$450
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Free Shipping on Orders Over $450
Fast, frictionless B2B Buy Now, Pay Later solutions.
We connect you to the resources you need to help your business flourish.
Credit Key delivers better business credit through a real-time proprietary B2B credit and payment option that can be used to make your payments online.
Fast, frictionless B2B Buy Now, Pay Later solutions.
We connect you to the resources you need to help your business flourish.
Credit Key delivers better business credit through a real-time proprietary B2B credit and payment option that can be used to make your payments online.
A true BNPL option offering instant credit decisions, installments up to 12 months, and point-of-sale integrations.
Up to
Credit line
0% for
Days
Fees starting at
Monthly, after 30 days
Approvals in
Minutes
Credit Key’s application process is simple and does not affect your personal credit. Applications are online through any of our partner merchants. You provide details about yourself and your business. Most customers are approved in seconds.
No, Credit Key does not change any setup fees. If you choose to go beyond 30 days, you can be approved as low as 1% per month.
Applying for Credit Key is a “soft inquiry.” This does not impact your FICO®/credit score.
Applications are made right on our Apply Now page, or through our partner merchant sites. The application typically only takes a few minutes. Most applicants are approved in seconds through our secure process.
Your repayments will be made through your bank account. You will be given instructions to setup your bank on your CreditKey.com dashboard upon your application being approved. An automatic bill payment will be issued and scheduled to transfer the funds on a predetermined date to pay a recurring bill. Automatic bill payments are routine payments, until the balance is paid off.
We are able to process most business expenses with the exception of invoices for the following expenses: + Payments to existing lending/financing companies (other lines of credit, business rent/mortgage, etc.) + Open financing bills (credit cards, business loans, etc.) + Subscription services + Payments for payroll or independent contractors + Illegal products or services + Personal use or payments to related entities We are able to finance any business purchases that you are making to a vendor for equipment, products or consumables. If you need to make a business purchase for a merchant not already partnered with Credit Key, please submit a Credit Key Anywhere request.
We’re able to see if you qualify for this increased line of credit so you can place your order but we need a bit of information from you (required by our banking partner, Lead Bank). If you can provide us with the below, we’ll be able to review and see if you qualify for the increase: + Additional amount you are requesting ($5k more, $10k more, etc) + Business operating bank statements for the most recent 3 months Please email your bank statements to [email protected] Once received, please allow 1-2 business days for our team to review for an enhancement.
Absolutely. You are able to pay off your Credit Key loan at any time, with no fees or penalties for early repayment.
Up to $50k* 0% for 30 days Instant credit decisions
*Subject to credit approval
